Run cross-border operations from a dashboard, in realtime.

Hold 16 assets across multiple named accounts. Run single and bulk payouts, collections, treasury moves, and payroll across 55 countries without a single line of code.

Talk to Sales Start in Sandbox

AVERAGE SETTLEMENT TIME · 24H5.68s

Countries live

What you can do, day one

A single API call orchestrates compliance, routing, settlement, and payout — all with deterministic finality on-chain.

STEP 01

Global Accounts & Treasury

Manage multiple fiat and stablecoin assets (ZAR, USD, USDC, etc.) across unlimited accounts with transparent FX conversion and currency hedging.

STEP 02

Cross-Border Payouts

Pay staff, contractors, and suppliers across 55 countries in local currencies via bulk uploads, scheduled runs, and real-time tracking.

STEP 03

Inclusive Payment Methods

Reach everyone including the unbanked through mobile money, cash vouchers, and digital wallet payouts.

STEP 04

Automated Collections

Streamline local pay-ins via bank transfers, mobile money, and QR codes with automatic reconciliation to your preferred account.

Who this is for

Stablecoin rails aren’t faster by a few percent. They’re a category shift.

PROFILE

WHY ZEAM FITS

Multi-country treasury operator

Hold balances across 3+ countries, repatriate value, convert between assets without bank-FX drag.

High-volume disbursement operator

Bulk payouts to staff, claims, gig workers, or suppliers including to non-banked recipients.

DeFi-native treasury

Receive stablecoin inflows, off-ramp to fiat where you need it, on-ramp where you don't.

Cross-border SMB

Collect in one country, settle in another, pay suppliers in a third without three banking relationships.

Settlement

Instant on-chain

Plans

All plans include access to the full asset list, dashboard, and connector network. Higher tiers unlock lower per-transaction fees, larger bundled allowances, and stronger SLAs.

PLAN

MONTHLY

BEST FOR

Starter (PAYG)

Trying the platform, low-volume, single-country

Growth

$500

SMBs with predictable multi-country activity

Scale

$2,500 (minimum commitment)

Mid-market treasury and disbursement-heavy operators

Enterprise

$7,500+ (custom)

Multi-entity operations, custom corridor rates, Mission-Critical SLA

Settlement

Instant on-chain

T+1 / T+2

Make business payments
with control.

Initiate, approve, and track payments across markets without fragmented systems and manual workarounds.

One workflow, every market

Pay suppliers, partners, and teams using supported methods without setting up a new process for every new market.

LOCAL + INTERNATIONAL

Built for teams

Initiate → approve → pay. Clear ownership over who can do what, and less risk from manual workarounds.

ROLES & APPROVALS

FX at the point of payment

Convert currencies when you pay, with pricing shown before you confirm no separate FX process.

MARGIN CONTROL

Tracking & reporting

Payment visibility and tracking, clear records for supplier queries, and cleaner reconciliation.

END-TO-END STATUS

Integrate once.
Expand market by market.

Zeam Connect is designed to make embedding wallet and pay-in/pay-out infrastructure predictable and scalable.

STEP 01STEP 01

Explore & align

Discover APIs and map your business logic to connectors. No custom work per market.

STEP 02STEP 02

Partner onboarding

Seamless verification for your business entity KYB, directors, source of funds.

STEP 03STEP 03

Build & test

Use our robust sandbox with seeded corridors and live webhooks to ensure a perfect flow.

STEP 04STEP 04

Go live & grow

Expand to new corridors with zero code changes. Flip a feature flag, not a contract.

Built for
responsible movement
of money.

Zeam connects modern digital infrastructure with local payment networks. Deep reserves, rigorous AML/KYC controls, and tiered transaction monitoring keep every dollar accounted for.

Enhanced Zeam ID

Biometric transaction approval and tiered verification. Controls scale with risk and use-case.

BIOMETRIC APPROVAL

Bank-level security

HSM-backed signing, role-separated deployment, and 24/7 monitoring. SOC 2 and ISO 27001.

SOC 2 · ISO 27001

Tiered verification

Verification requirements increase as users access higher-risk features or transaction volumes.

RISK-PROPORTIONATE

Deep reserves

Client funds held in segregated accounts at tier-1 banks with daily attestation and proof of reserves.

SEGREGATED · ATTESTED

Answers to the
common questions.

Still have questions? Our team responds to sales enquiries within one business day.

Which countries and payment methods do you support?

Send-to coverage across 40+ countries at launch, with local payout methods including bank transfer, mobile money (M-Pesa, MTN), QR (PIX, UPI, PromptPay), card rails, and cash-out vouchers. New countries come online as connector configurations, not as rebuilds.

How does Zeam price FX?

Mid-market plus a transparent corridor-specific spread, shown on screen before every payment. No hidden margin, no end-of-month reconciliation surprises.

How fast does settlement happen?

Median 2.1 seconds across 142 corridors. Final on-chain settlement on Stellar, Ethereum, or Solana, with deterministic finality. Payouts to local rails complete within the rail’s SLA (typically minutes to hours).

What does onboarding look like?

KYB through our partner; sandbox credentials issued in under one hour. Production keys after a 45-minute walkthrough with our solutions team.

Is Zeam regulated?

Yes — regulated entities at launch in ZA, the EU, and the US, with a clear compliance model (A / B / C) per corridor. SOC 2 Type II + ISO 27001 audited.

Do you have a dashboard, or is it API-only?

Both. The Zeam Business dashboard handles approvals, treasury, and reconciliation; everything that’s in the dashboard is also exposed through the public API.

What you can do, day one

A single API call orchestrates compliance, routing, settlement, and payout — all with deterministic finality on-chain.

STEP 01

Global Accounts & Treasury

Manage multiple fiat and stablecoin assets (ZAR, USD, USDC, etc.) across unlimited accounts with transparent FX conversion and currency hedging.

STEP 02

Cross-Border Payouts

Pay staff, contractors, and suppliers across 55 countries in local currencies via bulk uploads, scheduled runs, and real-time tracking.

STEP 03

Inclusive Payment Methods

Reach everyone including the unbanked through mobile money, cash vouchers, and digital wallet payouts.

STEP 04

Automated Collections

Streamline local pay-ins via bank transfers, mobile money, and QR codes with automatic reconciliation to your preferred account.

Who this is for

Stablecoin rails aren’t faster by a few percent. They’re a category shift.

PROFILE

WHY ZEAM FITS

Multi-country treasury operator

Hold balances across 3+ countries, repatriate value, convert between assets without bank-FX drag.

High-volume disbursement operator

Bulk payouts to staff, claims, gig workers, or suppliers including to non-banked recipients.

DeFi-native treasury

Receive stablecoin inflows, off-ramp to fiat where you need it, on-ramp where you don't.

Cross-border SMB

Collect in one country, settle in another, pay suppliers in a third without three banking relationships.

Settlement

Instant on-chain

Plans

All plans include access to the full asset list, dashboard, and connector network. Higher tiers unlock lower per-transaction fees, larger bundled allowances, and stronger SLAs.

PLAN

MONTHLY

BEST FOR

Starter (PAYG)

Trying the platform, low-volume, single-country

Growth

$500

SMBs with predictable multi-country activity

Scale

$2,500 (minimum commitment)

Mid-market treasury and disbursement-heavy operators

Enterprise

$7,500+ (custom)

Multi-entity operations, custom corridor rates, Mission-Critical SLA

Settlement

Instant on-chain

T+1 / T+2

Make business payments
with control.

Initiate, approve, and track payments across markets without fragmented systems and manual workarounds.

One workflow, every market

Pay suppliers, partners, and teams using supported methods without setting up a new process for every new market.

LOCAL + INTERNATIONAL

Built for teams

Initiate → approve → pay. Clear ownership over who can do what, and less risk from manual workarounds.

ROLES & APPROVALS

FX at the point of payment

Convert currencies when you pay, with pricing shown before you confirm no separate FX process.

MARGIN CONTROL

Tracking & reporting

Payment visibility and tracking, clear records for supplier queries, and cleaner reconciliation.

END-TO-END STATUS

Integrate once.
Expand market by market.

Zeam Connect is designed to make embedding wallet and pay-in/pay-out infrastructure predictable and scalable.

STEP 01STEP 01

Explore & align

Discover APIs and map your business logic to connectors. No custom work per market.

STEP 02STEP 02

Partner onboarding

Seamless verification for your business entity KYB, directors, source of funds.

STEP 03STEP 03

Build & test

Use our robust sandbox with seeded corridors and live webhooks to ensure a perfect flow.

STEP 04STEP 04

Go live & grow

Expand to new corridors with zero code changes. Flip a feature flag, not a contract.

Built for
responsible movement
of money.

Zeam connects modern digital infrastructure with local payment networks. Deep reserves, rigorous AML/KYC controls, and tiered transaction monitoring keep every dollar accounted for.

Enhanced Zeam ID

Biometric transaction approval and tiered verification. Controls scale with risk and use-case.

BIOMETRIC APPROVAL

Bank-level security

HSM-backed signing, role-separated deployment, and 24/7 monitoring. SOC 2 and ISO 27001.

SOC 2 · ISO 27001

Tiered verification

Verification requirements increase as users access higher-risk features or transaction volumes.

RISK-PROPORTIONATE

Deep reserves

Client funds held in segregated accounts at tier-1 banks with daily attestation and proof of reserves.

SEGREGATED · ATTESTED

Run cross-border operations from a dashboard, in realtime.

What you can do, day one

Who this is for

Plans

Make business payments with control.

Integrate once. Expand market by market.

Built for responsible movement of money.

Answers to thecommon questions.

Run cross-border operations from a dashboard, in realtime.

What you can do, day one

Who this is for

Plans

Make business payments with control.

Integrate once. Expand market by market.

Built for responsible movement of money.

Answers to thecommon questions.

Make business payments
with control.

Integrate once.
Expand market by market.

Built for
responsible movement
of money.

Answers to the
common questions.

Make business payments
with control.

Integrate once.
Expand market by market.

Built for
responsible movement
of money.

Answers to the
common questions.